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SITUATION
ANNUELLE GENERALE DE L'EPARGNE LOGEMENT |
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*Déclarations reçues au 31/01/24 |
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EFFECTIFS |
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2018 |
2019 |
variation/an |
2020 |
variation/an |
2021 |
variation/an |
2022 |
variation/an |
2023 |
variation/an |
| COMPTES |
7 515 136 |
7 190 147 |
-4.32% |
6 945 285 |
-3.41% |
6 664 756 |
-4.04% |
6 558 640 |
-1.59% |
6 484 791 |
-1.13% |
| PLANS |
14 335 368 |
13 453 806 |
-6.15% |
12 860 428 |
-4.41% |
12 200 354 |
-5.13% |
11 372 383 |
-6.79% |
10 050 270 |
-11.63% |
| TOTAL |
21 850 504 |
20 643 953 |
-5.52% |
19 805 713 |
-4.06% |
18 865 110 |
-4.75% |
17 931 023 |
-4.95% |
16 535 061 |
-7.79% |
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ENCOURS DES DEPOTS (Md€) |
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2018 |
2019 |
variation/an |
2020 |
variation/an |
2021 |
variation/an |
2022 |
variation/an |
2023 |
variation/an |
| COMPTES |
29.64 |
29.94 |
1.02% |
31.50 |
5.21% |
31.91 |
1.31% |
33.43 |
4.78% |
35.18 |
5.22% |
| PLANS |
281.14 |
287.20 |
2.16% |
294.51 |
2.55% |
296.06 |
0.53% |
286.66 |
-3.17% |
258.56 |
-9.80% |
| TOTAL |
310.78 |
317.14 |
2.05% |
326.01 |
2.80% |
327.97 |
0.60% |
320.10 |
-2.40% |
293.74 |
-8.23% |
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FLUX DES PRETS NOUVEAUX VERSES (M€) |
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2018 |
2019 |
variation/an |
2020 |
variation/an |
2021 |
variation/an |
2022 |
variation/an |
2023 |
variation/an |
| COMPTES |
0.01 |
5.30 |
59326.04% |
2.70 |
-48.94% |
3.84 |
42.13% |
2.39 |
-37.82% |
68.15 |
2751.98% |
| PLANS |
0.01 |
12.23 |
97324.21% |
7.88 |
-35.56% |
8.37 |
6.25% |
8.88 |
6.12% |
217.03 |
2343.20% |
| TOTAL |
0.02 |
17.52 |
81545.59% |
10.58 |
-39.60% |
12.21 |
15.42% |
11.27 |
-7.70% |
285.18 |
2429.85% |
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ENCOURS DES PRETS (M€) |
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2018 |
2019 |
variation/an |
2020 |
variation/an |
2021 |
variation/an |
2022 |
variation/an |
2023 |
variation/an |
| COMPTES |
1 259.60 |
974.82 |
-22.61% |
741.47 |
-23.94% |
528.13 |
-28.77% |
394.94 |
-25.22% |
397.48 |
0.64% |
| PLANS |
387.36 |
337.07 |
-12.98% |
294.57 |
-12.61% |
260.09 |
-11.70% |
133.40 |
-48.71% |
284.81 |
113.50% |
| TOTAL |
1 646.96 |
1 311.89 |
-20.34% |
1 036.04 |
-21.03% |
788.22 |
-23.92% |
528.35 |
-32.97% |
682.29 |
29.14% |
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Ratio : Encours de prêts/ Encours des dépôts |
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2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
| Encours
des prêts/ encours des dépôts (%) |
0.53 |
0.41 |
0.32 |
0.24 |
0.17 |
0.23 |
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| Document
établi à partir des données collectées auprés des établissements de crédit
conventionnés pour distribuer les produits d'épargne-logement |
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